Depending on where you are in your financial stage of life, you'll want to talk with an experienced adviser about different things. As we describe our services, we categorize them in line with the financial stages you'll experience during your life.

Accumulation

• You want to save up for big ticket items (cars, house, college, weddings,...) and retirement.
• We help you understand how much to save, investment trade offs, and how to be tax efficient.

Retirement

• You want to have a financial stress free time living off your financial nest egg.
• We help you understand your retirement income budget, select investments, and create efficient withdrawal strategies.

Asset Protection

• You want to protect your assets - and are faced with the choice to insure or go it alone
• We help you create a well thought out, integrated, Asset Protection Plan.

Estate Planning

• You want to take care of your family and charitable organization when you pass.
• We help you integrate your financial strategies and accounts with your documents and help you minimize gift and estate taxes.

Parent Financial Planning

• You want to help your parents with their finances when we get older.
• We help you by providing advice and speaking with parents on your behalf

Business Owner Services

• We specialize in helping business owners with their needs including being efficient with the dollars they allocate to providing benefits for their employees (retirement plans, health  and other group benefit plans). 
• We help maximize the retention of important talent with key man insurance and other fringe benefits.
• We help business owners structure proper succession plans including: buy/sell agreements, disability buyouts, etc.

Because we hold both securities and insurance licenses and are experienced in both areas. We help you in a more encompassing way than advisers who are only licensed in one or the other. Our philosophy is to help you in the broadest context possible the overall financial management of your savings. 

To learn more about Watters Financial Group, please give us a call at 409-883-0567.